Ergatta Financing

Buy now, pay later

Keep things simple and finance your Ergatta purchase for less than the cost of your current fitness routine. Make easy monthly payments over 3, 12, 18, 24, or 36 months with 0% APR options available.

Terms & Conditions

*Plans and payment options are dependent on your product(s) and payment amount, subject to Affirm/Klarna financing approval. Void where prohibited. Not transferable. No cash value. Not valid outside the United States. Ergatta may change, cancel or limit offer at any time. Terms apply.

Affirm: Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

FAQs

How does financing work?

Ergatta has partnered with Klarna and Affirm to provide you with monthly financing for as low as $56/mo. To apply, select "Klarna-Flexible Payments" or "Affirm-Flexible Payments" and select "Complete Order", at which point you'll be redirected to the partner's checkout portal to complete your application and receive your payment plan offer.

After verifying some information, they will conduct a soft credit check and present you with their offer for your payment plan. If you are not happy with the offer, you do not need to complete the purchase and can simply close out your screen. The order will not be confirmed until you approve the payment plan you are presented with. Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus.

Within 24-48 hours of placing your order, you will receive an email from Klarna or Affirm outlining your payment schedule and your purchase will be added to your account balance. If you already have a credit account the order amount of any purchases you make with the Financing option will be added to your total balance, provided the new purchase does not take you over your available credit limit with either partner.

Will purchasing through either Affirm or Klarna affect my credit?

No. When you apply for financing, Klarna and/or Affirm may perform a soft credit check, however this type of check will not impact your credit or show up as a hard inquiry on your credit report. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus.

Monthly financing applications will take credit history into consideration when determining if the application is approved.

Is financing available in my state?

Affirm is available in all 50 states.

Klarna Financing is not available in WV, MA, CT or IA, due to state regulations.

Why did I get rejected for financing?

If you have placed a freeze on your credit, Affirm/Klarna will be unable to offer you a financing plan. You will need to unfreeze your credit with the relevant credit bureau. If you attempted checkout and forgot to unfreeze your credit beforehand, unlock your credit and they will update your eligible status in 5-10 business days.
Even with excellent credit, Affirm may not offer you 0% APR. For details, please contact their customer service team. However, please note that they may not be able to provide you with any additional insight beyond “your credit eligibility is determined by the automated system.”

Can I speak to someone at Affirm or Klarna?

You can reach Affirm here or by downloading the Affirm App. You can also leverage their Help Center.

You can reach Klarna here or by downloading the Klarna App for 24/7 chat. You can also read their common FAQ page.

Need billing assistance?

No problem - check out our [Affirm/Klarna billing assistance page](/content/blogs/faq-purchase-delivery-pricing-financing/klarna-billing-assitance?_pos=1&_sid=663c27ea3&_ss=r "https://ergatta.com/blogs/faq-purchase-delivery-pricing-financing/klarna-billing-assitance?_pos=1&_sid=663c27ea3&_ss=r"/index.html) for additional support.

Have more questions?

Call, chat, or e-mail us and we'll help you out.

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Product Reviews (1553)Shop Reviews (7)

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The Ergatta Luxe Rower

1 week ago

Griffmcc

Torn Achilles

I started using my in laws Ergatta for cardio after I had torn my Achilles tendon. I can only use one leg in the straps but it’s a great work out. I’m grateful that I can still get cardio in.

The Ergatta Luxe Rower

1 week ago

Liam C.

The First Piece of Fitness Equipment I Actually Look Forward to Using

I absolutely love my Ergatta Rower. It’s one of those rare pieces of fitness equipment that actually makes me want to use it.

The design is beautiful, the build quality feels excellent, and it looks more like a piece of handcrafted furniture than something that belongs hidden away in a home gym. But what really makes Ergatta special is the experience. The game-based workouts completely changed rowing for me. Instead of staring at a timer and counting down the minutes, I’m focused on hitting targets, competing, improving my scores, and pushing myself just a little harder each time.

It somehow manages to make a genuinely tough workout feel engaging and rewarding. I can get completely locked into a session and realize afterward that I worked much harder than I probably would have with a traditional workout.

I also love that the experience adapts to your ability. You don’t have to be an elite athlete to enjoy it, and as you improve, there’s always another challenge waiting for you. It gives you a real sense of progression rather than simply logging another workout.

The water resistance is smooth, natural, and incredibly satisfying, and the sound of the water adds something you simply don’t get from most exercise equipment.

I’ve owned and used plenty of fitness equipment over the years, and Ergatta is easily one of the few that I genuinely look forward to getting on. It’s beautifully designed, incredibly well thought out, challenging without being boring, and actually makes exercise fun.

If you’re someone who has trouble staying motivated with traditional workouts, Ergatta figured out something special. This isn’t just a rower I own. It’s a rower I actually use, and that might be the highest compliment I can give it.

The Ergatta Luxe Rower

2 weeks ago

Christina V.

What I’d Hoped For

I live in an old house without a lot of storage room, so I needed a rower that didn’t just work but that could easily stow and not look horrible in our living room. Could not be happier with how this folds up and how it looks! But the real bonus for me is the quiet splashing sound instead of the chain and the scenic rows options. 10/10

The Ergatta Luxe Rower

3 weeks ago

Jonahbro67

Really cool and helpful

a really good exercise machine that, altohugh i have nothing to say about in specific, is still really good. Endeavor is a really fun game that i play whenever i excersixe

The Ergatta Luxe Rower

1 month ago

Michele

Moving meditation

I love my Ergatta rower. It’s relaxing exercise and the results stunned me. They came quietly; I didn’t notice it happening and then one day my core and legs were hard as rocks. I have ab definition! It was easy and no trips to the gym were involved. I add a little time with dumbbells and it’s a full body workout that I actually enjoy. I don’t kill myself with races or even sprints -I have a mellow row and focus on slowly improving cardio capability. I’m 72 and I can bounce up and down stairs, I can run, I sleep better and I’ve slimmed down.

This rowing machine has been an invaluable investment in my health. I wouldn’t give it up! And it looks beautiful parked up against my bedroom wall.

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